longer time periods. The maximum duration of a long-term disability payment is usually:
10 years only
To age 65 in all cases
Age 65 or a specified period of time if the insured is over a specified age when disabled
A person that is disabled under Social Security is eligible for Medicare benefits after how long?
5 months (150 days)
24 months (720 days)
29 months (870 days)
Harry has been disabled for 2.5 years. He has been on his employer group through COBRA most of that time, but his coverage expired due to time limits. He is not eligible for Medicare Part A and Part B. What is the status of his employer plan?
His employer plan has expired and it is not an issue in this case.
Which type of policy generally requires an elimination period to qualify for benefits?
Dread disease policy
A major medical plan
A dental plan
A disability plan
A disability plan states that there is a 14-day elimination period to qualify but this may be waived. The waiver will generally apply to what event?
Anderson Carpet Company has purchased business overhead expense insurance. All of the following are covered under this policy EXCEPT:
The employer’s salary
The insurance company that Johnathan works for has classified Jonathan as totally disabled. Under the waiver of premium, how long is the waiting period?
A group long-term disability plan provides benefits under an employer-sponsored plan. A
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